Helena Community Credit Union
 

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Helena Community Credit Union offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
Conventional (10, 20 and 30 years)
FHA & VA
Construction
Residential Land (40 acre max)
Montana Board of Housing (MBOH)
First Time Home Buyer Program
Credit Plus Program
Streamline Mortgage (reduced documentation - fees range from $425 - $750 & appraisal if needed)
Second Home or Vacation Home
Jumbo - fixed rate 15, 20 and 30 year (loans over $417,000.00)
Conforming and Jumbo ARMs 3/1, 5/1 & 7/1
Balloon Notes
One/Four Family Dwellings (borrower must occupy)
Home Equity Line of Credit
Closed End Home Equity Loan

Conventional (10, 20 and 30 years)

FHA & VA

Construction

Residential Land (40 acre max)

Montana Board of Housing (MBOH)

First Time Home Buyer Program

Credit Plus Program

Streamline Mortgage (reduced documentation - fees range from $425 - $750 & appraisal if needed)

Second Home or Vacation Home

Jumbo - fixed rate 15, 20 and 30 year (loans over $417,000.00)

Conforming and Jumbo ARMs 3/1, 5/1 & 7/1

Balloon Notes

One/Four Family Dwellings (borrower must occupy)

Home Equity Line of Credit

Closed End Home Equity Loan



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.